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Mountain States Commercial Credit Management – elevated credit and collection services since 1988. Call us to improve your cash flow.    800-457-8244

Mountain States Commercial Credit Management Blog

Stay informed with the latest news from Mountain States Commercial Credit Management

Should Your Company Outsource Collections to an Agency?

Posted November 17, 2015 | Comments Off on Should Your Company Outsource Collections to an Agency?
File folders: Clients, Invoices

How many of your accounts are past due? How many are seriously past due? If you aren’t sure how to answer, you’re not alone. Despite having sizeable outstanding past-due accounts, many credit professionals in smaller and midsize companies still find themselves leery of working with commercial collection agencies. They may think that turning a customer…


Who Is Looking at Your Commercial Credit Report?

Posted October 27, 2015 | Comments Off on Who Is Looking at Your Commercial Credit Report?
Businesspeople in a Cafe Discussing Report

Most of us know that our personal credit score affects our ability to access credit and reach our financial goals. The same is true of a business’s commercial credit score. These reports are more than just lists of whether we paid a bill late; they provide a vast range of data that paints a strong…


Fall Is Here! Time for Vendor Reviews

Posted October 20, 2015 | Comments Off on Fall Is Here! Time for Vendor Reviews
An inspector with scanner in a factory maintaining stocks of finished products on the shelves in a storeroom.

A quick peek out the window at the changing leaves and dreary weather tells us fall is here! You know what that means: It’s time for you to start thinking about annual vendor reviews. Doing your job effectively without the help of other businesses would be impossible to successfully manage; in fact, this business-to-business exchange is…


Avoid the No. 1 Mistake in Your Procure-to-Pay Cycle

Posted September 29, 2015 | Comments Off on Avoid the No. 1 Mistake in Your Procure-to-Pay Cycle
Young business man holding question mark signs

For businesses working to maintain a healthy cash flow, managing what goes out is just as important as managing what comes in. A balanced purchase-to-pay (aka procure-to-pay or P2P) cycle is essential. However, mistakes in the process can be costly and can affect your entire supply chain. For example, failing to pay suppliers, transportation brokers,…


3 Stages of Credit Risk Management in Your Order-to-Cash Cycle

Posted September 17, 2015 | Comments Off on 3 Stages of Credit Risk Management in Your Order-to-Cash Cycle
Bill stamped paid

A healthy cash flow is vital to any business, so naturally, businesses spend a lot of time tracking their order-to-cash cycle, that all-important process by which you deliver your goods and services and then get paid for them. Still, the cycle is complex, and payments are influenced by everything from the promises your salesperson makes…


In-depth Credit Reports Reduce Transportation Risk

Posted August 28, 2015 | Comments Off on In-depth Credit Reports Reduce Transportation Risk
Breaking chains

One kink in the supply chain can cause a ripple effect that throws the whole process off course. Every business that operates in the transportation industry relies on the professionalism, integrity, and skill of every other partner in the supply chain. A commercial credit management partner like Mountain States CCM can help you use credit…


Are You the Last to Get Paid in the Supply Chain?

Posted August 17, 2015 | Comments Off on Are You the Last to Get Paid in the Supply Chain?
Global network connection and business communication

A strong supply chain is just that: a chain, in which the whole is only as strong as its weakest link. So when even one part of the chain breaks down, so does the entire chain. When the supply chain is functioning as it should, everything goes smoothly. The consignor or shipper hires a freight…


Want More On-Time Payments? Try These Tips

Posted July 29, 2015 | Comments Off on Want More On-Time Payments? Try These Tips
Mobile payment

Do you have a problem getting certain customers to pay on time? Every business that offers credit to its customers faces this challenge, to some degree. Luckily, there are ways to nudge your commercial customers into making a payment without destroying the relationship you’ve worked hard to build. For best results, try the following tactics…


Data Contribution: What’s in It for You?

Posted July 15, 2015 | Comments Off on Data Contribution: What’s in It for You?

Like all credit managers, you surely understand the importance of checking the credit of every new commercial customer. But once you’ve extended credit to your customers, what information do you then have about their ongoing credit and how they’re using it? By providing a pool of data from multiple creditors, Experian helps businesses get ongoing…


Avoid Common Sales and Use Tax Pitfalls

Posted June 24, 2015 | Comments Off on Avoid Common Sales and Use Tax Pitfalls

Most business owners do their best to be diligent about collecting taxes and filing accurate sales and use tax returns, but there’s a lot to know — and mistakes naturally occur. Let’s take a look at some of the most common missteps that business owners make in sales and use tax collecting and reporting. Start…