by Tom Claybaugh, President, MSCCM | Sep 13, 2022 | Commercial Credit News
Inflation has reached record-breaking levels in the past year. With so many supply chain disruptions, this is a predictable if troubling result. In the wake of another inflation spike, the Federal Reserve has increased interest rates, and another increase is expected...
by Tom Claybaugh, President, MSCCM | Sep 3, 2022 | Commercial Credit News
With more economic issues piling up all the time, and the most extreme rate of inflation in 30 years, uncertainty is on the rise as well. Commercial credit cannot escape the effects, but it helps to have a comprehensive understanding of what those effects might be —...
by Tom Claybaugh, President, MSCCM | Aug 2, 2022 | Commercial Credit News
The war between Russia and Ukraine continues to create disruption and economic insecurity. Supply chains are suffering, commercial credit is inevitably affected, and the consequences are rippling throughout the global economy. Uncertainty surrounding the ongoing...
by Tom Claybaugh, President, MSCCM | Jul 26, 2022 | Commercial Credit News
Economic uncertainty has been rampant these past few years. First the pandemic, then the Suez Canal, a cascade of other supply chain issues, the Russia-Ukraine war, inflation, and now, the looming threat of recession. Current events are wreaking havoc throughout...
by Tom Claybaugh, President, MSCCM | Feb 17, 2022 | Commercial Credit News
If you’re at all familiar with commercial credit, you’ve heard of “underwriting.” It’s a term that appears frequently in the context of commercial lending, but the meaning isn’t always clear. Before you engage your business in commercial credit activity, it’s...
by Tom Claybaugh, President, MSCCM | Aug 25, 2021 | Commercial Credit News
When evaluating credit worthiness, there are many factors to consider, the most obvious of which is the debt history of the company to which credit is being extended. But there are some external elements many neglect to consider. Environmental factors, particularly...
by Tom Claybaugh, President, MSCCM | Feb 7, 2019 | Commercial Credit News
Over the past five years, artificial intelligence (AI) has slowly crept into the day-to-day operations of financial and credit companies across the world. In fact, what was once a new and novel technology utilized by the biggest international players has since morphed...
by Tom Claybaugh, President, MSCCM | Aug 25, 2017 | Commercial Credit News
Commercial credit management professionals understand the push and pull between sales teams working to close deals and credit departments working to reduce risks involving less-than-perfect lines of credit. Owners of businesses large and small can relate to the...
