by Tom Claybaugh, President, MSCCM | Feb 17, 2022 | Commercial Credit News
If you’re at all familiar with commercial credit, you’ve heard of “underwriting.” It’s a term that appears frequently in the context of commercial lending, but the meaning isn’t always clear. Before you engage your business in commercial credit activity, it’s...
by Tom Claybaugh, President, MSCCM | Aug 25, 2021 | Commercial Credit News
When evaluating credit worthiness, there are many factors to consider, the most obvious of which is the debt history of the company to which credit is being extended. But there are some external elements many neglect to consider. Environmental factors, particularly...
by Tom Claybaugh, President, MSCCM | Feb 7, 2019 | Commercial Credit News
Over the past five years, artificial intelligence (AI) has slowly crept into the day-to-day operations of financial and credit companies across the world. In fact, what was once a new and novel technology utilized by the biggest international players has since morphed...
by Tom Claybaugh, President, MSCCM | Aug 25, 2017 | Commercial Credit News
Commercial credit management professionals understand the push and pull between sales teams working to close deals and credit departments working to reduce risks involving less-than-perfect lines of credit. Owners of businesses large and small can relate to the...
