by Tom Claybaugh, President, MSCCM | Sep 30, 2022 | Cash Flow
B2C payments are thoroughly digitized and automated, but B2B payments are still frequently paper-based. In fact, recent data estimates 50% of B2B payments are still made via paper check. Paper invoices and checks lead to lost information, lost money, and less...
by Tom Claybaugh, President, MSCCM | May 10, 2022 | Cash Flow
The ability to do things quickly and easily is one of the driving forces behind technology and innovation. Payment is no exception. Instant disbursements, or instant payments, are a relatively new system rapidly gaining favor. Businesses of all types are adopting such...
by Tom Claybaugh, President, MSCCM | Jul 27, 2021 | Cash Flow
B2B commerce is well established as a beneficial business model. As with most business matters, B2B sales are becoming more streamlined as modern technology develops. Many businesses are turning to digital platforms to improve their operations. In the wake of...
by Tom Claybaugh, President, MSCCM | Apr 6, 2021 | Cash Flow
The cash conversion cycle (CCC) is an essential metric for businesses who depend on inventory management and related operations. It measures how many days a company takes to convert their raw materials into cash flow from sales, and takes into consideration the...
by Tom Claybaugh, President, MSCCM | Feb 25, 2021 | Accounts Receivable Management, Cash Flow, Risk Management
Cash flow is critical to the success of your business; but when that cash flow is tied up in accounts receivable, you may not be able to keep up with business expenses to keep the business viable. With good people and good accounts receivables (AR) management, you...
by Tom Claybaugh, President, MSCCM | Oct 24, 2019 | Cash Flow
Cash flow is critical to the success of your business. When cash is coming in, you can pay your operating expenses and reinvest in growing your business. When your cash flow is tied up in accounts receivable (AR), that cash is not available to spend. More businesses...
by Tom Claybaugh, President, MSCCM | Jul 24, 2019 | Cash Flow
A company’s cash flow is a critical factor for its success. Collecting outstanding accounts receivable will help keep the cash flowing. One method for evaluating how efficient your accounts receivable processes are is by measuring Days Sales Outstanding (DSO). Here is...
by Tom Claybaugh, President, MSCCM | Nov 2, 2016 | Cash Flow
Have you ever waited around on pins and needles for a customer to pay a bill? Do you often check your accounts receivable transactions to see where you stand? Most business managers go through this, and the longer they do, the more anxious they feel. These thoughts...
by Tom Claybaugh, President, MSCCM | Jun 14, 2016 | Cash Flow
Throughout history, credit terms and the way they’ve been offered have changed depending on the strength of the economy. For example, during the Great Recession, many credit managers found that their commercial customers needed extended time to pay their...