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Mountain States Commercial Credit Management – elevated credit and collection services since 1988. Call us to improve your cash flow.    800-457-8244

Commission Schedule

Commercial Rates

Debtor actively engaged in a business having visible and attachable assets.



* Preferred

First $2,000 – 25%


First $2,000 – 22%

Excess of $2,000 – 20%


Excess of $2,000 – 18%

$200 – $400 ** – $100


Minimum Fee ** – $75

Under $200 – 50%


Under $150 – 50%

• Claims over one (1) year old, out of business, or second placements, are 50%.
• Merchandise Returns, or locating previous payments, are ½ our normal fee.
• Legal attorney placement is 35%
• Canada is standard rate.
• Foreign claims are 50%.

* Less than 100 days from last invoice
** Minimum commissions are due on the first collection made, not to exceed 50% of amount paid.

All fees are contingent upon collection.

We are authorized to accept payment and deposit funds into trust whether payable to you or us, and select an attorney if warranted. No legal action will be filed without your authorization. If legal proceedings are approved, there will be additional charges for court costs and suit fees. In most cases, all collection fees will not exceed 35%.

Commercial accounts are reported to Experian Business Credit.

FREE Demand – Commercial Only

If requested, MSCCM will send a free demand letter to the debtor. If payment is made within ten calendar days, no fee will be due. Post-dated checks dated beyond the free demand period will be charged the appropriate fee. Claims cannot be withdrawn during free demand unless paid in full.

If payment is received, you must report it immediately to prevent a fee being due.

Pre-Collection Letters

Pre-Collection letters are $3.00 per letter.

Designed to allow you to use MSCCM’s influence to dun your customer. If the debtor fails to respond to the letters, you have identified a potential collection problem at an early stage. Appropriate action can then be taken to protect your company’s asset.

Random Quote

MSCCM’s staff is always cordial, courteous and professional. The credit tools are “top notch”! The collection service is efficient and helps me maintain a level of profitability even when an account cannot be collected in-house.

— Dale A. Fountain, Credit Manager, CPS Distributors, Inc.