by Tom Claybaugh, President, MSCCM | Jun 20, 2023 | Business Credit
Small business creditors have been facing an uptick in delinquent accounts in recent months. To address this issue, you first must identify the causes. Once you understand the what, who, and why, you can start determining how to manage the problem. Rising...
by Tom Claybaugh, President, MSCCM | Apr 28, 2023 | Business Credit
Credit scores continue to fall due to the current state of the economy. More borrowing and less ability to make payments can drop your credit score despite your best efforts. While a big business can work around this issue, bad credit can be fatal to a small one. But...
by Tom Claybaugh, President, MSCCM | Jun 9, 2022 | Business Credit
Buy now, pay later (BNPL) models are already a major presence in online B2C markets. Links to BNPL companies are increasingly found on checkout pages for popular online stores. As this new trend continues to grow, many are wondering what effects BNPL will have on B2B...
by Tom Claybaugh, President, MSCCM | Mar 1, 2022 | Business Credit
It’s easy to buy into common beliefs about digital communication. It isn’t as effective as in-person interaction. It isn’t conducive to building strong relationships. But as time goes on, these assumptions about digital interaction prove less credible. After two years...
by Tom Claybaugh, President, MSCCM | Nov 30, 2020 | Business Credit
We all know the importance of regularly checking our personal credit score; but it’s equally important to monitor your business or commercial credit score as well. A business credit score can affect your ability to secure credit or loans, and can influence your...