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Mountain States Commercial Credit Management – elevated credit and collection services since 1988. Call us to improve your cash flow.    800-457-8244

Mountain States Commercial Credit Management Blog

Stay informed with the latest news from Mountain States Commercial Credit Management

Join the Conversation! Attend an Industry Credit Meeting Group

Posted December 27, 2017 | Comments Off on Join the Conversation! Attend an Industry Credit Meeting Group
Business People Joining Hands Showing Teamwork

Do you ever find yourself with no one to turn to when asking credit-related questions? Do you wish you had someone with whom to discuss credit lending ideas? Do you find yourself wishing you had a direct helpline to a collections professional? You’re in luck! The experts at Mountain States Commercial Credit Management (MSCCM) host…


Pitch Perfect: Master the Perfect Pitch in Your Collection Letters

Posted December 20, 2017 | Comments Off on Pitch Perfect: Master the Perfect Pitch in Your Collection Letters

Think of the last letter or email you received. Did you notice the content’s tone or the way it made you feel about the correspondence? The word “tone” describes how authors feel about their subject matter or recipients.1 Tone can have a major effect on readers and how likely they are to respond — and,…


Use Experian Business Credit Monitoring Tools to Avoid Credit Risks

Posted December 18, 2017 | Comments Off on Use Experian Business Credit Monitoring Tools to Avoid Credit Risks
report credit score

Some of the best advice we could ever give is for credit managers to avoid risk by taking proactive measures — instead of being reactive. What we mean by this is we encourage all credit managers to use the many available tools to make informed lending decisions before ever selling products or lending money, rather…


Debt on Your Books? Start Fresh in the New Year!

Posted December 15, 2017 | Comments Off on Debt on Your Books? Start Fresh in the New Year!
business debt

The end of 2017 is barreling toward us. With that comes a whole to-do list of important items to wrap up before the year closes. For credit managers at many small and medium-sized businesses, the end of the year is the time to reconcile accounts and decide what to do with outstanding debt left on…


What is OFAC?

Posted October 19, 2017 | Comments Off on What is OFAC?

What is OFAC and what does it do? The Office of Foreign Assets Control administers and enforces economic sanctions programs primarily against countries and groups of individuals, such as terrorists and narcotics traffickers. The sanctions can be either comprehensive or selective, blocking assets and enforcing trade restrictions to accomplish foreign policy and national security goals….


Ever Thought of Outsourcing Your 60- and 90-Day Receivables?

Posted September 18, 2017 | Comments Off on Ever Thought of Outsourcing Your 60- and 90-Day Receivables?
Black hourglass with white sand and money on wooden table

Slow-paying customers are not fun to deal with, and tracking them down is even less enjoyable. But to recoup what you’re rightfully owed, you’ve got to do so much more than send simple reminders or wait for them to be another month late before sending them to collections. Working to receive these payments, of course,…


Credit Industry Update: New NCAP Rules

Posted September 1, 2017 | Comments Off on Credit Industry Update: New NCAP Rules

National Consumer Assistance Plan (NCAP) rule implementation has begun, but is your business meeting the new standards? Here’s what you need to know about the upcoming September and February deadlines.


Experian Mobile App Launch

Posted August 25, 2017 | Comments Off on Experian Mobile App Launch
experian

Experian’s new BusinessIQ Mobile application is the perfect partner to its BusinessIQ software, and the combination offers credit professionals everything they need for faster application turnaround time, reduced credit risk, and real-time credit information at their fingertips. What could the app do for your business?


Is it Time to Call in Credit Management Professionals?

Posted July 14, 2017 | Comments Off on Is it Time to Call in Credit Management Professionals?
credit-management-superhero

Do you have past-due credit accounts that you’ve tried everything to collect on? Perhaps you’ve given debtors reminders, warnings, written demands, calls, and maybe event in-person visits — but you still aren’t getting any responses. To get the most out of your overdue accounts, you’ve likely exhausted all your options. The next logical plan of…


Collection Agencies: Friends or Foes?

Posted June 21, 2017 | Comments Off on Collection Agencies: Friends or Foes?
good-versus-evil

If you have heard anything about commercial collection agencies, chances are it was not necessarily positive. Maybe you heard collection agencies are expensive or their employees ruthless — or perhaps that they are simply unnecessary. As a result of these misgivings, collection agencies often suffer poor reputations. However, these agencies and the professionals their directors…