by Tom Claybaugh, President, MSCCM | Aug 22, 2023 | Blog Posts
For the financial sector, 2023 has been a tough year. Historic inflation and aggressive monetary policy have limited purchasing power. Meanwhile, the closures of Silicon Valley Bank, First Republic Bank, and Signature Bank have created mistrust and fervor among...
by Tom Claybaugh, President, MSCCM | Jun 20, 2023 | Business Credit
Small business creditors have been facing an uptick in delinquent accounts in recent months. To address this issue, you first must identify the causes. Once you understand the what, who, and why, you can start determining how to manage the problem. Rising...
by Tom Claybaugh, President, MSCCM | Apr 28, 2023 | Business Credit
Credit scores continue to fall due to the current state of the economy. More borrowing and less ability to make payments can drop your credit score despite your best efforts. While a big business can work around this issue, bad credit can be fatal to a small one. But...
by Tom Claybaugh, President, MSCCM | Feb 15, 2023 | Commercial Credit Management
With B2B digital payment platforms still in their relative infancy, there are advantages and disadvantages to implementing one. Knowing what these pros and cons are — and how to make the most of the situation — is crucial. It’s likely digital payment platforms will...
by Tom Claybaugh, President, MSCCM | Feb 14, 2023 | Video
What’s it like working with MSCCM? Brenda Erickson, Executive Credit Manager at Lohmiller & Company, shares her experience with the MSCCM team’s service in both credit reporting and collections.
by Tom Claybaugh, President, MSCCM | Feb 1, 2023 | Commercial Credit Management
The macro economy has the business community buzzing. From rising inflation and persistent supply chain bottlenecks to staffing challenges and lingering effects from the pandemic, commercial businesses must factor both external and internal influences, risk points,...
by Tom Claybaugh, President, MSCCM | Dec 27, 2022 | Blog Posts
B2B interactions have shifted over the past few years in response to continued economic uncertainty and changes to the buying process. And while not all changes have been negative, it’s hard not to focus on the low points. Now is a good time to take a broader look at...
by Tom Claybaugh, President, MSCCM | Dec 16, 2022 | Blog Posts
What’s it like working with MSCCM? Ward Williams, Division Credit and Finance Manager at Bobcat of the Rockies, shares why he chose to work with MSCCM, what his experience was like, and how he benefitted from the partnership.
by Tom Claybaugh, President, MSCCM | Oct 27, 2022 | Blog Posts
The importance of data contribution is often misunderstood or undervalued in the commercial credit sector, which may deter individuals from exploring this concept further. Data contribution — especially combined with proper portfolio management — is crucial to getting...
by Tom Claybaugh, President, MSCCM | Sep 30, 2022 | Cash Flow
B2C payments are thoroughly digitized and automated, but B2B payments are still frequently paper-based. In fact, recent data estimates 50% of B2B payments are still made via paper check. Paper invoices and checks lead to lost information, lost money, and less...
