by Tom Claybaugh, President, MSCCM | Apr 28, 2023 | Business Credit
Credit scores continue to fall due to the current state of the economy. More borrowing and less ability to make payments can drop your credit score despite your best efforts. While a big business can work around this issue, bad credit can be fatal to a small one. But...
by Tom Claybaugh, President, MSCCM | Feb 15, 2023 | Commercial Credit Management
With B2B digital payment platforms still in their relative infancy, there are advantages and disadvantages to implementing one. Knowing what these pros and cons are — and how to make the most of the situation — is crucial. It’s likely digital payment platforms will...
by Tom Claybaugh, President, MSCCM | Feb 14, 2023 | Video
What’s it like working with MSCCM? Brenda Erickson, Executive Credit Manager at Lohmiller & Company, shares her experience with the MSCCM team’s service in both credit reporting and collections.
by Tom Claybaugh, President, MSCCM | Feb 1, 2023 | Commercial Credit Management
The macro economy has the business community buzzing. From rising inflation and persistent supply chain bottlenecks to staffing challenges and lingering effects from the pandemic, commercial businesses must factor both external and internal influences, risk points,...
by Tom Claybaugh, President, MSCCM | Dec 27, 2022 | Blog Posts
B2B interactions have shifted over the past few years in response to continued economic uncertainty and changes to the buying process. And while not all changes have been negative, it’s hard not to focus on the low points. Now is a good time to take a broader look at...
by Tom Claybaugh, President, MSCCM | Dec 16, 2022 | Blog Posts
What’s it like working with MSCCM? Ward Williams, Division Credit and Finance Manager at Bobcat of the Rockies, shares why he chose to work with MSCCM, what his experience was like, and how he benefitted from the partnership.
by Tom Claybaugh, President, MSCCM | Oct 27, 2022 | Blog Posts
The importance of data contribution is often misunderstood or undervalued in the commercial credit sector, which may deter individuals from exploring this concept further. Data contribution — especially combined with proper portfolio management — is crucial to getting...
by Tom Claybaugh, President, MSCCM | Sep 30, 2022 | Cash Flow
B2C payments are thoroughly digitized and automated, but B2B payments are still frequently paper-based. In fact, recent data estimates 50% of B2B payments are still made via paper check. Paper invoices and checks lead to lost information, lost money, and less...
by Tom Claybaugh, President, MSCCM | Sep 13, 2022 | Commercial Credit News
Inflation has reached record-breaking levels in the past year. With so many supply chain disruptions, this is a predictable if troubling result. In the wake of another inflation spike, the Federal Reserve has increased interest rates, and another increase is expected...
by Tom Claybaugh, President, MSCCM | Sep 3, 2022 | Commercial Credit News
With more economic issues piling up all the time, and the most extreme rate of inflation in 30 years, uncertainty is on the rise as well. Commercial credit cannot escape the effects, but it helps to have a comprehensive understanding of what those effects might be —...
