by Tom Claybaugh, President, MSCCM | Sep 30, 2022 | Cash Flow
B2C payments are thoroughly digitized and automated, but B2B payments are still frequently paper-based. In fact, recent data estimates 50% of B2B payments are still made via paper check. Paper invoices and checks lead to lost information, lost money, and less...
by Tom Claybaugh, President, MSCCM | Sep 13, 2022 | Commercial Credit News
Inflation has reached record-breaking levels in the past year. With so many supply chain disruptions, this is a predictable if troubling result. In the wake of another inflation spike, the Federal Reserve has increased interest rates, and another increase is expected...
by Tom Claybaugh, President, MSCCM | Sep 3, 2022 | Commercial Credit News
With more economic issues piling up all the time, and the most extreme rate of inflation in 30 years, uncertainty is on the rise as well. Commercial credit cannot escape the effects, but it helps to have a comprehensive understanding of what those effects might be —...
by Tom Claybaugh, President, MSCCM | Aug 2, 2022 | Commercial Credit News
The war between Russia and Ukraine continues to create disruption and economic insecurity. Supply chains are suffering, commercial credit is inevitably affected, and the consequences are rippling throughout the global economy. Uncertainty surrounding the ongoing...
by Tom Claybaugh, President, MSCCM | Jul 26, 2022 | Commercial Credit News
Economic uncertainty has been rampant these past few years. First the pandemic, then the Suez Canal, a cascade of other supply chain issues, the Russia-Ukraine war, inflation, and now, the looming threat of recession. Current events are wreaking havoc throughout...
by Tom Claybaugh, President, MSCCM | Jun 16, 2022 | Supply Chain Management
According to a GEP-commissioned survey of U.S. and European business leaders, $4 trillion of revenue was lost to supply chain disruptions in 2020. That number is staggering even without the shadow of more supply chain chaos to come. Every time things look to be...
by Tom Claybaugh, President, MSCCM | Jun 9, 2022 | Business Credit
Buy now, pay later (BNPL) models are already a major presence in online B2C markets. Links to BNPL companies are increasingly found on checkout pages for popular online stores. As this new trend continues to grow, many are wondering what effects BNPL will have on B2B...
by Tom Claybaugh, President, MSCCM | Jun 2, 2022 | Blog Posts
Every new year brings new commercial credit trends and concerns. Now, with 2022 well and truly underway, it’s a good time to examine what the industry faces moving into the rest of the year. From digitization to fraud, what should you look out for in the B2B payment...
by Tom Claybaugh, President, MSCCM | May 26, 2022 | Accounts Receivable Management
Business transparency is a frequent topic of debate. Some companies prefer to keep their information close, while others prefer everything out in the open. But for accounts receivable (A/R), a transparent approach is critical to creating trust in financial...
by Tom Claybaugh, President, MSCCM | May 10, 2022 | Cash Flow
The ability to do things quickly and easily is one of the driving forces behind technology and innovation. Payment is no exception. Instant disbursements, or instant payments, are a relatively new system rapidly gaining favor. Businesses of all types are adopting such...
