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Mountain States Commercial Credit Management – elevated credit and collection services since 1988. Call us to improve your cash flow.    800-457-8244

Insufficient Funds Check

Comment:  A returned check marked “insufficient funds” is nearly always as embarrassing to most customers. Frequently a customer tries to pay too many bills at one time. If the customer is notified in advanced and given a “face saving” out for the predicament, good will toward your company will be retained.

Example 8

The (name of customer’s bank) has returned your check for $(   ) unpaid and informed us that the check (date) cannot be honored.

Since there is always a possibility of a mistake or a misunderstanding, we have redeposited your check.

Please arrange for the check’s prompt clearance. If there is something, which we are not aware, we will be happy to have your comments so that we may continue to cooperate with you to the fullest.

Example 8A

Has a mistake been made? Your check for $(   ) (date) has been returned by your bank marked (“insufficient funds” or “no funds”).

Since there is the possibility of an error, we are redepositing your check. Please call your bank to make sure your balance is straightened out, and your fine reputation retained.

Random Quote

As the Credit Manager for a construction equipment and supplies dealer I depend on accurate information, documentation and support to make decisions in this ever changing business climate. MSCCM provides these services and more. Industry group meetings, credit reports, legal advice and third party collections are all provided in a very prompt and professional manner. I am fortunate to have Tom, Toni and the entire staff of MSCCM on my team.

— Ward Williams, Division Credit Manager, Bobcat of the Rockies, LLC