by Tom Claybaugh, President, MSCCM | Jul 26, 2022 | Commercial Credit News
Economic uncertainty has been rampant these past few years. First the pandemic, then the Suez Canal, a cascade of other supply chain issues, the Russia-Ukraine war, inflation, and now, the looming threat of recession. Current events are wreaking havoc throughout...
by Tom Claybaugh, President, MSCCM | Jun 16, 2022 | Supply Chain Management
According to a GEP-commissioned survey of U.S. and European business leaders, $4 trillion of revenue was lost to supply chain disruptions in 2020. That number is staggering even without the shadow of more supply chain chaos to come. Every time things look to be...
by Tom Claybaugh, President, MSCCM | Jun 9, 2022 | Business Credit
Buy now, pay later (BNPL) models are already a major presence in online B2C markets. Links to BNPL companies are increasingly found on checkout pages for popular online stores. As this new trend continues to grow, many are wondering what effects BNPL will have on B2B...
by Tom Claybaugh, President, MSCCM | Jun 2, 2022 | Blog Posts
Every new year brings new commercial credit trends and concerns. Now, with 2022 well and truly underway, it’s a good time to examine what the industry faces moving into the rest of the year. From digitization to fraud, what should you look out for in the B2B payment...
by Tom Claybaugh, President, MSCCM | May 26, 2022 | Accounts Receivable Management
Business transparency is a frequent topic of debate. Some companies prefer to keep their information close, while others prefer everything out in the open. But for accounts receivable (A/R), a transparent approach is critical to creating trust in financial...
by Tom Claybaugh, President, MSCCM | May 10, 2022 | Cash Flow
The ability to do things quickly and easily is one of the driving forces behind technology and innovation. Payment is no exception. Instant disbursements, or instant payments, are a relatively new system rapidly gaining favor. Businesses of all types are adopting such...
by Tom Claybaugh, President, MSCCM | May 5, 2022 | Mechanic’s Lien
If you work in construction, or invest in construction projects, it’s critical to understand the unique financial issues which may arise. Mechanic’s liens are a frequent source of frustration and misunderstanding for construction workers, suppliers, contractors,...
by Tom Claybaugh, President, MSCCM | Mar 8, 2022 | Accounts Receivable Management
It happens to the best of us: You lose track of time and miss a payment due date. Dealing with delinquent payments is frustrating, but when it’s your money at stake, past due payments go from frustrating to potentially harmful. Fifteen percent of B2B receivables are...
by Tom Claybaugh, President, MSCCM | Mar 1, 2022 | Business Credit
It’s easy to buy into common beliefs about digital communication. It isn’t as effective as in-person interaction. It isn’t conducive to building strong relationships. But as time goes on, these assumptions about digital interaction prove less credible. After two years...
by Tom Claybaugh, President, MSCCM | Feb 17, 2022 | Commercial Credit News
If you’re at all familiar with commercial credit, you’ve heard of “underwriting.” It’s a term that appears frequently in the context of commercial lending, but the meaning isn’t always clear. Before you engage your business in commercial credit activity, it’s...
