Contract Members - must be registered

• Click Here to enter Experian's web site (eibi#)
• Click Here for your Business Reports
• Click Here for your Consumer Reports
• To become a registered user call 1-800-457-8244

Non-Contract Users

• Non-contract users click here

Credit Qualifying

You have found a cost-effective, time-saving way to credit qualify new customers and reduce collection costs through Experian credit reports available from MSCCM.

With over 14 million entities in their database, Experian has become the number one source for reliable risk management information on small to medium size businesses.

• Save $$ over other credit reporting services
• Objective third party information
• Predictive Credit Risk Score
• Standard & Poors Financials
• Information on Small Business Owners
• On-line access from your desktop
• On-line monitoring of your customers

Experian Reports

     Business Profile Report (BPR)

• This report is a comprehensive business credit report designed to give you all the detail available in Experian's database.
• Listing over 14 million entities, the BPR provides all the information needed to help you determine the customers' ability to pay.
• It includes current information from trade vendors, non-trade auxiliary suppliers, plus 6 month and 5 quarter trending reports, Standard & Poors financial statements when available, UCC and corporate filings.
• Public Records, Tax Liens, Bankruptcies, and Collections.

     Commercial Intelliscore Report

• Designed to give you a quick summarized report on the customers' ability to pay.
• It tells you how the customer pays according to terms, what the highest Days Beyond Terms score has been over the last 6 months and 5 quarters.
• Additionally, it will advise you if the debtor has filed a bankruptcy, of if liens, judgments or collections have been filed, and the total amount of the aggregate balance.
• This is the only report in business credit that is scored.
  • Experian has developed a weighted scoring module designed to assist you in making a decision on the run.
  • Initial Credit decision at a low cost. Easily converted to a Business Profile for a nominal fee.
  • Volume users can customize the scoring process.

     Small Business Intelliscore Report

• Designed for proprietors and partnerships, this report combines the personal and business information in a summarized report that scores the customer's ability to pay using both credit histories.
• This report has proven to be more effective in forecasting the customers ability to pay than accessing each report separately.

     Business Owner Profile

• This is a personal credit report written in text form, designed to assist the credit manager in deciding the credit worthiness of the individuals guaranteeing the company's debt.
• The report can only be accessed in conjunction with the business credit inquiry. Also, there must be a personal liability by the individual.

     Business Summary Report

• Designed to be used where sales are high volume and low dollars. There is no past or future trending in the report. It is strictly a slice in time.
• Companies who have a high volume of sales with a low dollar value will find this report especially useful.

MSCCM offers additional services to complement the credit department:

• Experian Personal Credit Reports
• Equifax Personal Credit Reports
• Merged Tri-Bureau Reports
• On-line Credit Report Access
• Corporate Reports
• Uniform Commercial Filings
• Seminars for Credit Managers
• Personalized Seminars for Companies
• Industry Credit Groups
• Commercial Collections Services

Mountain States Commercial Credit Management
Phone: 800-457-8244  303-806-5300  Fax: 303-806-5360
e-mail: info@msccm.com
333 W. Hampden, Suite #425, Englewood, Colorado 80110
©2001 Mountain States Commercial Credit Management, Inc. All rights reserved.